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New Jersey health insurance marketplace to remain open through 2021

Get Covered NJ, the state's health insurance marketplace, will remain open through the end of the year to allow people who have lost coverage during the pandemic to sign up for a new plan.

Governor Phil Murphy gives a thumbs up while visiting the Rowan College of South Jersey COVID-19 Mega Vaccination Site in Deptford, NJ on March 6, 2021. The state's health insurance marketplace, Get Covered NJ, announced it will remain open for enrollment through the end of the year for people who have lost coverage during the pandemic.
Governor Phil Murphy gives a thumbs up while visiting the Rowan College of South Jersey COVID-19 Mega Vaccination Site in Deptford, NJ on March 6, 2021. The state's health insurance marketplace, Get Covered NJ, announced it will remain open for enrollment through the end of the year for people who have lost coverage during the pandemic.Read moreELIZABETH ROBERTSON / Staff Photographer

New Jersey’s health insurance marketplace, Get Covered NJ, will remain open for enrollment through the end of the year to allow people who lost insurance during the pandemic to sign up for a new plan.

Pennsylvania’s marketplace, Pennie, and the federal marketplace, healthcare.gov, have extended enrollment to Aug. 15.

The extended enrollment period will also allow both currently enrolled members and newcomers to take advantage of financial assistance authorized under the federal coronavirus stimulus package.

Previously, only people with household income within 400% of poverty, about $51,000 a year for an individual, were eligible for a tax credit to offset their health insurance premium, the plan’s monthly cost.

Now, anyone can qualify for financial assistance to ensure they do not spend more than 8.5% of their income on their plan’s premium. The increased tax credits will remain in place through 2022 under the stimulus package.

People who did not previously qualify for a tax credit may now be eligible, and those already receiving tax credits may get a bigger tax credit.

New Jersey’s Department of Banking and Insurance will notify current enrollees about any action they need to take to update their tax credit.

Pennie plans to recalculate tax credits for all current enrollees and will notify people if there is anything they need to do to update their plan.