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Student loans kept her from buying a home. A pilot program in Philadelphia made it happen.

Through the Pennsylvania Housing Finance Agency's Revitalizing Neighborhoods and Increasing Homeownership pilot program, first-time home buyers pay as little as $1,000 to purchase homes.

Darnell and Shirda Hudson near their new home in Olney. They bought it through the Pennsylvania Housing Finance Agency's Revitalizing Neighborhoods and Increasing Homeownership pilot program for first-time home buyers.
Darnell and Shirda Hudson near their new home in Olney. They bought it through the Pennsylvania Housing Finance Agency's Revitalizing Neighborhoods and Increasing Homeownership pilot program for first-time home buyers.Read moreMonica Herndon / Staff Photographer