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What is a title search? How this important step can make or break your closing.

“Think of title searches on a house like an employer’s background check on a job applicant,” one expert says. "This protects the lender as well.”

Before purchasing a home, you need a title search to ensure you can legally own the property free and clear.
Before purchasing a home, you need a title search to ensure you can legally own the property free and clear.Read moreTed Shaffrey / AP